Early Retirement To Eeu From Uk

Mapping the Route to Retirement

Some scientists time their retirement to allow them to fulfill a lifelong dream. Stanley Falkow, professor emeritus of microbiology and immunology at Stanford University in Palo Alto, California, decided to retire "to pursue opportunities in life I'd ... never had time" for before, he says. "I did something I've wanted to do since I was a boy, and that is to fly airplanes." But Falkow didn't retire early. He retired last year, at 76.

Money is, of course, an important consideration in deciding when (and whether) to retire. Irene Little, a former astronomy professor at Wellesley College in Massachusetts, and her astronomer husband, Stephen, moved in 1990 to the cabin they'd built a decade before in Estes Park, Colorado, near Rocky Mountain National Park, but they couldn't afford to retire fully until 1997. Before then, Irene rented an apartment and continued to work at Wellesley, and Stephen taught an honors course at the University of Colorado, Boulder, until their children graduated from high school. After that, they continued to teach as adjunct professors and ran workshops. "Ultimately, when you can retire is a question of money," she says.

Dan Keady, director of financial planning at TIAA-CREF , which provides pension plans to many U.S. university employees, recommends a wealth check to estimate how much income is needed to retire. This will allow scientists to assess whether they need to ramp up their savings, dial down their spending plans, delay retirement to get a larger pension, or go for a part-time job.

Keady recommends planning to have at least 80% of your late-career salary after retirement. Check how much income you'll receive from pensions in your home country. Also investigate what other pensions you may qualify for if, like many scientists, you've worked internationally. European scientists can claim a retirement pension from each E.U. country they've worked in for more than a year once they reach their national pensionable age. Check what pension rules apply to your home country or institution and how much leeway you have to choose, with your employer's agreement, your retirement age.

Especially in the United States, scientists need to decide how much of their pension fund to take out as an annuity. An annuity is a sort of insurance policy that guarantees a certain income for life. The downside is the insurer keeps unused annuity payments when you die. "Many of our participants will annuitize," Keady says about TIAA-CREF plan holders. "Here in the U.S., it's important because [while] most people in the university system have a social security check, ... it's probably not enough.

Sussex Socialist Resistance: Fourth International in Britain.: Alf ...

We have learned of the sad death of Alf Filer, the creator of this blog, activist in Worthing and previously a long-time activist in Brent and Harrow in North-West London. He was killed in a road accident on the A27, on Thursday evening 24th June, while returning home from a Socialist Resistance meeting in Brighton. It appears that his car broke down, and, while waiting for rescue, another car ploughed into his, knocking it into him. The bare facts of the accident are on the Argus web site: and his main activity was to try to bring together the forces of the left in Worthing.  Not, you might think, the most fertile of ground, but that sort of thing never deterred Alf.  He was passionate about left unity, and was possible the most non-sectarian socialist I have ever known.  He worked with and helped to bring together the different parts of the Worthing left into regular meetings.  A meeting which he organised, on Ecosocialism, is happening this Tuesday.  Everyone involved is of the view that this meeting must go ahead as a tribute to Alf. The next time I met him was at an anti-cuts day school that we had organised. I chaired a workshop on cuts in Local Government and Alf spoke at length from the floor. I remember being impressed with his wide-ranging knowledge on a great variety of topics, and how articulate he was. This was also demonstrated in his blog, of which I was an avid reader - always looking forward to his intelligent analysis of local, national, and international events. When I was challenging my trade union leadership over an issue a while ago, I was touched when Alf got in touch with me to offer his advice and support. We then got to talking about other issues, and how we could help each other. Alf and I were both outraged at the recent treatment by local Councils of Travellers and Gypsies in the region, finding it representative of the wider persecution they have been facing across Europe, and we had been in discussion about setting up a local support group for these communities, and together we started letter writing to the EU to ask them for an inquiry around the persecution that these communities faced, especially in Italian cities. In the late 90s and early 2000’s he was active as an independent in the Socialist Alliance in Brent, where I was also living and (sometimes) active. I didn’t know him terribly well but was impressed by his energy and independence of mind.

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